Mortgage advice for existing Birmingham Midshires customers is available to help you find the right general mortgage or buy-to-let mortgage for you. For general account management inquiries, call 0345 602 2828 or check out our general account management section. The Annual Equivalent Rate (AER) illustrates what your interest rate would be if interest were paid and capitalized every year and allows you to easily compare different offers. The difference between the Birmingham Midshires Standard Variable Rate (SVR) and the rate of a “new exchange offer” product is significant, since the consequence of not changing it could mean an increase of hundreds of pounds in monthly mortgage payments.
If your credit circumstances have changed, we can still help you exchange your mortgage product with Birmingham Midshires. If you have stopped making payments in the past, had County Court Judgments (CCJs) or have incurred defaults, lenders in this category may have offers for you. If you haven't made any late payments in the past two years, these offers may not be available to you in CCJ or unpaid cases. Change your mortgage rate or transfer your mortgage rate: no broker fees, just a fast mortgage transfer service from lenders like Halifax, Barclays, Birmingham Midshires, Virgin Money and Metro Bank, up to 26%.Changing or transferring your mortgage does NOT mean remortgaging (which means moving to another lender).
With the change, you stay with your current lender, Birmingham Midshires, but instead switch to a new Birmingham Midshires product. Check out the latest credit card offers, see if you can consolidate existing debts to save money, and find out how long it might take to repay an existing balance. Birmingham Midshires Corporate Centre Pendeford Business Park Wobaston Road Wolverhampton WV9 5HA. If your Birmingham Midshires mortgage is coming to the end of your fixed-rate term or your initial agreement, you'll be paying the Birmingham Midshires SVR; you'll have to make an important decision about how you'll keep your mortgage payments low. One way to do this is by taking advantage of any special deals or discounts that Birmingham Midshires may offer. Birmingham Midshires may offer discounts on their mortgages for a variety of reasons.
These could include loyalty discounts for existing customers who have been with them for a certain amount of time, or special deals for customers who are looking to switch from another lender. It's also possible that they may offer discounts for customers who are looking to purchase a property in certain areas or who meet certain criteria. It's important to shop around and compare different lenders before making a decision on which mortgage is right for you. However, if you're already a customer of Birmingham Midshires it's worth checking with them to see if they have any special deals or discounts that could help reduce your monthly payments. You can contact Birmingham Midshires directly by calling 0345 602 2828 or by visiting their website at www.birminghammidshires.co.uk. Alternatively, you can speak to an independent financial advisor who can help you compare different mortgages and find the best deal for your individual circumstances.
